AMLBot Academy

A collection of 110 posts

AMLBot Academy

How to Avoid Crypto Scams in 2026: Warning Signs and Prevention Checklist

Crypto scam losses reached an estimated $12 billion in 2024, and in 2025 that number climbed past $14 billion on-chain. The trend heading into 2026 is clear: crypto fraud is growing faster than the crypto market itself. While scammers often tailor their approach to older adults and people with

AMLBot Academy

Cross-Chain Analysis Explained: Tracing Crypto Across Multiple Blockchains

The modern crypto ecosystem spans hundreds of blockchains operating in parallel. Fund flows rarely remain within a single network: assets move between chains through bridges, decentralized exchanges, and wrapped token systems. Each transfer across a network boundary breaks transaction continuity. A movement that starts as ETH on Ethereum may appear

AMLBot Academy

US Crypto Travel Rule: FinCEN Requirements for Crypto Businesses

Travel Rule violations are the most commonly cited infraction under the Bank Secrecy Act (BSA) — the primary US Anti-Money Laundering Law — identified by the Internal Revenue Service (IRS) during examinations of Money Services Businesses (MSBs) engaged in convertible virtual currency transmission. (Source: Kenneth A. Blanco, FinCEN Director, Blockchain Symposium,

AMLBot Academy

Wallet and Entity Identification in Blockchain Analytics

INTRO A blockchain ledger records every transaction, but it never tells you who is behind an address. It shows that 0x7a3f… sent 14.2 ETH to 0xb8c1…, yet reveals nothing about whether those strings belong to an individual, an exchange, or a sanctioned mixer. Multiply this by the billion-plus

AMLBot Academy

Crypto Transaction Tracing: Fund Flow Analysis Explained

When you look up a wallet on a block explorer, you can see individual transactions — amounts, addresses, timestamps. But that's not the same as understanding where money actually came from or where it ended up. Transaction tracing goes further. It reconstructs the full movement of funds across multiple

AMLBot Academy

Crypto Travel Rule Implementation: Key Challenges for Crypto Businesses

The Crypto Travel Rule is no longer a distant regulatory concept. In an increasing number of jurisdictions, it is an enforceable obligation, and virtual asset service providers are expected to demonstrate compliance in practice, not merely in policy documents. Yet the gap between regulatory intent and day-to-day operations

AMLBot Academy

EU Crypto Travel Rule: How the Regulation Applies to Crypto-Asset Service Providers (CASPs)

The financial regulatory landscape of the European Union has undergone a transformation with the introduction of the new Anti-Money Laundering (AML) package, specifically targeting the sector of digital assets. Central to this transformation is the implementation of the EU Crypto Travel Rule, codified under Regulation (EU) 2023/1113, also

AMLBot Academy

How EU AMLR Changes KYC Obligations for Crypto Businesses

Summary AMLR is now in force and is reshaping how crypto businesses in Europe approach KYC obligations. This article explains why AMLR does not “add KYC from scratch,” but reorganizes existing EU AML requirements into a single, stricter EU regulation — shifting KYC compliance from a one-time onboarding check to

AMLBot Academy

Crypto Regulations in the UK 2025 — Post‑Brexit Framework for Digital Assets, AML & FCA Licensing

The crypto industry in the United Kingdom enters 2025 under a developing regulatory regime shaped by post-Brexit autonomy. After leaving the EU, the UK has been crafting its own cryptoasset rules: the landmark Financial Services and Markets Act (FSMA) 2023 officially brought cryptoassets into the UK’s regulated perimeter,

AMLBot Academy

KYC Service Providers in 2025: Trends, Challenges, and Key Selection Criteria

Intro Know Your Customer (KYC) service providers have become an important part of the infrastructure for crypto and fintech companies. KYC helps businesses to check that customers are who they say they are. Their significance has grown further in 2024-2025, as the industry faces rising fraud and complex Anti-

AMLBot Academy

MiCA License Explained: CASP Requirements, Authorization Process, and EU Passporting

TL;DR: The EU’s Markets in Crypto-Assets (MiCA) regulation introduces a unified MiCA license for Crypto-Asset Service Providers (CASPs). Any crypto business offering crypto-asset services in the EU will need this authorization to legally operate across all 27 Member States under a single regulatory framework. Key

AMLBot Academy

US Crypto Regulations 2026: AML, Stablecoins, SEC/CFTC, and State Licensing

TL;DR: U.S. crypto regulation is still split between federal and state authorities, and no single agency resolves a business's full compliance scope. But the picture has changed materially. FinCEN and the Bank Secrecy Act still supply the core AML framework for businesses that qualify as money

Product Updates

Real-Time Alerts: The Alarm System Behind AMLBot’s Transaction Monitoring

Over 40% of wallets flagged as high-risk were once considered safe. Risk exposure changes fast — and response time is everything. A transfer can pass a check today and be tied to a sanctioned entity tomorrow.  Independent 2024 Industry Research found that more than 50% of risky wallets were identified

AMLBot Academy

Crypto KYC Requirements in 2025: Regulatory Standards for VASPs

The global regulatory net has tightened significantly. According to FATF’s Latest Targeted Update, only 99 jurisdictions have passed or are implementing the FATF's Travel Rule, which mandates the sharing of originator and beneficiary data for virtual asset transfers. However, a critical gap remains: 75% of assessed jurisdictions

AMLBot Academy

Crypto Compliance in 2026: AML Regulations for Crypto Businesses

In 2026, crypto compliance is no longer a question of whether obligations apply — it is a question of which set of obligations applies to your business, where, and when. Crypto businesses now operate inside a network of concrete, dated requirements: FATF standards and the Travel Rule globally, the final MiCA

AMLBot Academy

How to Recover Stolen Cryptocurrency: 5 Practical Steps

Few things are more stressful than discovering your digital funds are gone. A scam or theft in cryptocurrency can trigger panic, leaving every victim with one burning question: how to recover stolen cryptocurrency? According to AMLBot’s data, monthly losses across different fraud categories show a clear trend: while centralized

AMLBot Academy

Continuous Transaction Monitoring in Crypto: How It Works and Why It Matters

Regulators conducting AML Audits do not assess whether a crypto business has a transaction monitoring system. They assess whether that system would have detected illicit funds flowing through the business during the audit period. The distinction is critical — and it is one that most crypto companies underestimate until an examination

AMLBot Academy

The High Cost of Non-Compliance: AML and KYC Explained

AML and KYC failures in the crypto industry no longer result in warnings or minor corrective actions. Today, non-compliance leads to regulatory investigations, financial penalties, license restrictions, and long-term reputational damage. This article does not explain how to complete KYC or what specific platforms require. Instead, it examines

AMLBot Academy

MiCA Stablecoin Regulation: ART & EMT Compliance Requirements for Crypto Businesses

Stablecoins under MiCA are regulated as a separate, higher-risk category of crypto-assets because of their potential scale in payments and settlement. This article focuses solely on MiCA stablecoin regulation and the specific compliance rules that apply to MiCA stablecoins classified as Asset-Referenced Tokens (ART) and E-Money

AMLBot Academy

Crypto Customer Due Diligence (CDD) Guide: Best Practices

Customer Due Diligence (CDD) is a core pillar of AML and KYC programs for any financial firm, and this extends equally into the crypto realm. For crypto businesses, CDD serves as the first line of defense to identify who their customers are and assess the risks they pose. However, crypto

Podcast

The Art of Operational High Risk Management in Crypto: How to Mitigate Risk and Keep Safe

Welcome to AMLBot Stream Podcast Episode 1! One of the most asked questions we receive from our clients at AMLBot is, "What are the best ways to mitigate high-risk to keep us safe?" Today, Graeme Hampton, (Anti Money Laundering Advisor at AMLbot and Co-Chair with the

AMLBot Academy

Automated KYC for Crypto: Best Practices to Reduce Fraud

Automated KYC is becoming a standard part of crypto compliance because it helps businesses verify who is onboarding— quickly and consistently. Instead of relying on purely manual review, automated KYC uses defined checks to support customer identity verification during customer onboarding, reducing friction while keeping controls in place where they

AMLBot Academy

P2P Crypto Platform AML Risks: How to Control User-to-User Trades

In December 2025, the U.S. Department of Justice and FinCEN announced parallel enforcement actions against Paxful, once described as "the world's largest P2P marketplace."Between February 2015 and April 2023, the platform processed more than 50 million trades worth several billion dollars — and along the

AMLBot Academy

Updated FATF Standards for Virtual Assets and Virtual Asset Service Providers

Skeptics of cryptocurrency often cite concerns about crime as the reason they don't trust digital funds. Although it's true that cryptocurrency is not regulated in the same way as fiat currencies, there are strict standards in place that help prevent illicit activity. The Financial Action Task

AMLBot Academy

AML Training Requirements for Crypto Companies

Most crypto companies treat AML training as a box to check. A one-time onboarding session or an annual slide deck that employees click through without absorbing. In practice, this approach creates one of the most common and most consequential compliance gaps that regulators, auditors, and banking partners identify during